|
|
|
|
|
Buyers > Pre-Qualified Buyers or Pre-Approved Buyers?
Pre-Qualified Buyers or Pre-Approved Buyers, a Big Difference
|
A few years ago, if you were pre-qualified for a mortgage, that was considered enough for home shopping. No longer. Now, sellers prefer seeing pre-approved buyers.
What’s the difference? You can be pre-qualified simply with a phone call to a mortgage lender. The loan officer will ask your income, your debts, quickly run some numbers, and tell you the amount that you can afford, based on your replies.
Pre-approval on the other hand is where the mortgage lender has looked at your latest credit report, verified your income and debts and based on facts has approved your loan and issued a letter saying that you have been pre-approved for a certain amount.
I have had clients who were in bidding wars on home and even though one offer was lower, the seller accepted that offer simply because the buyer was fully pre-approved for a mortgage.
If you’re buying a house get serious and have your mortgage lender go through the entire process of approval. This sure puts you in a better bargaining position when buying.
Remember, if you would like to be pre-approved for a mortgage
Contact
Us, they knows
lenders that can meet your needs. This consultation/pre-approval is Free and
there is absolutely no obligation.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Florham Park New Jersey
Homes for Sale and Real Estate Quick Links
|
 |
|
Smitha and Rahul Ramchandani
-
Florham Park and Morris County NJ Real Estate Expert
Broker-Salesperson/Sales
Representative |
Keller Williams Realty Metropolitan
55 Madison Ave., Suite 120 | Morristown, NJ 07960
Smitha Mobile:
973-953-7777
|
Rahul Mobile:
973-615-6504
Direct: 973-775-9646 | Office: 973-539-1120
| Email Us
|
 |
|
Copyright Notice, Terms of Use and Legal Disclaimer:
FlorhamParkMoves.com is a registered service mark. The
information contained in this site is for general
consumer use only. While all information is deemed
reliable, it cannot be guaranteed. No portion may be
copied or reproduced without the express written consent
of Smitha and Rahul Ramchandani. All rights reserved. © 2006.
By submitting
your telephone number anywhere on this website you are
consenting for Smitha and Rahul Ramchandani and their authorized
representatives to contact you even if your name is on
the Federal "Do-not-call List".
Each office is independently owner and operated.
|
 |
|
|
Florham Park, New Jersey Real Estate - use this website to
Find Real Estate in Florham Park New
Jersey. Use our Home Buyer Tools to research
all aspects of the Florham Park Housing Market including
Florham Park Neighborhood Information and
Florham Park Schools. Whether looking for
Homes
for Sale in Florham Park or Florham Park Homes For
Rent, we can help. Call us for a an overview of the
housing market in Florham Park, NJ. Once you have a better sense for the Florham Park
Real Estate Market,
Search for All Florham Park Homes for Sale.
Are you looking for homes for sale in Florham Park, New Jersey? View Recently Listed Real Estate Properties
throughout the Florham Park, New Jersey area on
www.FlorhamParkMoves.com. We have Hundreds of Listings including Condos, Town homes,
Foreclosures, New Homes and Homes, Townhomes and Condos for Rent. Once you have located a listing of interest, simply
Contact Us to help you Find or
Purchase your new Florham Park home. Check back regularly as we have New Listings everyday and Find Homes for Sale in Florham Park, NJ |
|
|
|
|
